Embedded Stock Finance

for B2B Platforms
for E-commerce
for PSPs
Increase sales conversion and boost transaction volumes with embedded credit lines and repayment loans for your SME customers. Available via API and SaaS.
Goodoans Embedded Credit SoftwareGoodloans Embedded Credit Software
Goodloans is backed by leading fintech investors
Google LogoChandaria CapitalOcterra Capital logoGluwa Capital logoArtha India Ventures logo
Techcrunch LogoWIRED logoYahoo Finance LogoWeb Summit Logo
Goodloans has been covered in leading tech publications. We were featured at WIRED: Future of Money 2022 and Web Summit 2022

Provide SME customers with frictionless access to credit, without taking on balance sheet risk

Whether you're launching new, embedded credit solutions or optimising your existing portfolio, Goodloans can help. Get in touch to discuss your specific requirements.

Embed credit products tied to a specific product, or seller

Reduce risk by offering SMEs credit products tied to specific uses and/or suppliers.

Lines of Credit

Launch lines of credit for use by SME buyers at specific sellers.

Repayment Loans

Enable trusted SME customers to access growth finance.

Rapid time to value: configure in minutes, launch in weeks

Goodloans was built by developers, for developers.

Our platform combines leading-edge AI, elegant pre-built components and industry-leading expertise. Everything is accessible via API, or a seamless SaaS interface.

access documentation
curl -L -X POST 'https://api.goodloans.co/v1/portal/lender/products' \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
--data-raw '{
  "interest_type": "fixed_rate",
  "country": "kenya",
  "exclude_failed_loan_repayments": false,
  "grace_period_days": 0,
  "loan_term_days": 0,
  "repayment_frequency": "daily",
  "repayment_method": "mobile_wallet",
curl -L -X GET 'https://api.goodloans.co/v1/portal/lender/applicants/:id/kyc' \
-H 'Accept: application/json'
curl -L -X GET 'https://api.goodloans.co/v1/portal/lender/applicants/:id/health/report' \
-H 'Accept: application/json'
curl -L -X POST 'https://api.goodloans.co/v1/applicant/authorize' \
-H 'Content-Type: application/json' \
-H 'Accept: application/json' \
--data-raw '{
  "applicant_id": "string"

Pay as you grow

Goodloans scales with your success

No Setup Fees

Forget the 6 figure setup fee. Our team of fintech experts will get you up and running, free of charge.

No Constraints

High volumes or unique business model? Not a problem. We can accommodate your needs through a customised offering.

Flexible Terms

Lock-in discounts with long-term deals, or get started with pay-as-you-go pricing. You’re in control.